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HOW IT WORKS

CREDIT REPAIR AND RESTORATION

The credit repair process involves four major steps. These three steps are key to getting you a better score. They will work to help you fix your credit and ultimately improve your credit score by removing any inaccurate information from the report. We want to help you and have made it our goal to help consumers just like you repair their credit.

As a consumer, you are entitled to certain rights under the law. If you know something to be inaccurate, wrong, unverifiable or misleading, you have the option to challenge the information. Consumers with bad credit need help fixing it and that is where we come in. We can help you fix your credit and get on the road to a higher, healthy credit score.

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Step One

Essentially what we do is provide a deep credit analysis of your credit history and pinpoint any inaccurate or misleading information to dispute with creditors. You set up a profile and we keep you updated on the status of disputed items with creditors. We offer individualized plans and software to help you rebuild and alter spending patterns.

 

Our programs are available 24/7 to help you track any updates or progress on your file. Our experts will guide you on ways to best rebuild your credit, and communicate with you on our restoration programs.

 

We focus on customer satisfaction and utilizing the latest finance tools. Let our credit experts put you on the path to financial freedom and start taking advantage of everything that comes with having good credit.

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Step Two

Second, we provide you with a deep credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up.

 

Lastly, we provide you with step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

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Step Three

Third, we load all of the inaccurate, misleading and unverifiable information into our system, and begin challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all and wait 30 to 40 days for updates.

 

You can track your credit repair progress using our online portal. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

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Step Four

Once the updated credit reports come back, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable item.

 

If the item comes back verified with no change, we follow up with the credit bureaus to try to get a resolution on why the inaccurate information is still on the credit report. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our credit repair and restoration program.

WHAT IS INCLUDED IN THE SERVICE

JUDGEMENTS

REPOSSESSIONS

BANKRUPTCIES 

TAX LIENS

COLLECTIONS

SHORT SALES

LATE PAYMENTS

CHARGE OFFS

FORECLOUSURES

IDENTITY THEFT

MEDICAL BILLS

PUBLIC RECORDS

STUDENT LOANS

CHILD SUPPORT

EVICTIONS

CREDIT FRAUD

CREDIT MONITORING

When you sign up, you will be required to sign up for SMART CREDIT MONITORING SERVICES

SMART CREDIT offers the 3 CREDIT BUREAU CREDIT MONITORING for $19.95 per month if you click on the image below. 

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If you already have CREDIT MONITORING with Identity IQ, My Score IQ, and Privacy Guard, we can work with these Credit Monitoring companies as well.