FREQUENTLY ASKED QUESTIONS
1. Why Should I Choose Your Company?
We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.
2. How Long Does it Take to See Results?
You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.
3. How Much Will I Have to Pay?
You will need to pay a credit analysis fee of $149 in the beginning. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, the fee is $99 per month. You are not obligated to sign up and you can cancel your service at any time. You are not charged a fee until work is performed.
4. What Will I Get When I Sign Up for the Program
Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.
5. How Long Will I Need to Stay in the Program?
Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.
6. How Will You Get My Credit Report?
There are a few different ways we can do this. You can sign up for something like Privacyguard.com, which is a service that gives you access to all of your credit reports. You give the login information to us and we take it from there. Another option is for you to mail us hard copies of your report. You can also upload them to an online portal and send them to us that way.
7. Is a 3 in 1 Report Better?
Yes, it allows you and us to see what all three of the major bureaus have reported in a single report.
8. Can You Work on More that One Inaccurate Account at a Time?
We can challenge as many as you want at a single time, the choice is yours.
9. Who Qualifies for the Family Plan?
Anybody who lives in the same household can get the family plan. You do not have to be married.
10. Who Will You Share My Information With?
Your personal information will not be shared with anybody. The only time information is shared would be with an affiliate partner who is a part of the dispute process.
11. Will Your Service Help Me Get a Home or Auto Loan?
By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.
12. Do You Dispute with Collection Agencies and Creditors?
Yes, when necessary we will dispute inaccurate information with collectors and creditors.
13. Can I call if I Have More Questions?
Sure, call us or fill out a form on the website and we will get back to you.
14. Can I Start Now?
Yes! Call us or fill out the form on the website and someone will be in contact with you within 24 hours.